32 Comments
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Possession Friend's avatar

I use Trading 212

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Luxmaster's avatar

We knew gold was going up 📈

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gerald hogan's avatar

hi dominic, i have heard if you buy gold in an etf and there was a big credit crunch,worst than 2008, you might not get all your money back as the fund has other people,companies involed will take the money first then eft next, anytruth in this, thank you for your programe, it brilliant. geald

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Dominic Frisby's avatar

It’s possible but highly unlikely. I guess the government could sequester the gold. But again unlikely

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Christopher Cook's avatar

How do you feel about goldbacks and silverbacks?

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Dominic Frisby's avatar

No real opinion!

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Christopher Cook's avatar

I have spoken with, and seen a presentation by, the head of Valaurum. I am impressed by the technology, and I think spendable denominations of gold could be the wave of the future. 1/1,000th of a troy ounce, beautiful, right there in your wallet. Could it take us from hoarding gold to actually using it as money again?

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Dominic Frisby's avatar

I'm not convinced. Gold has never had much role as medium of exchange, except for high value transactions. It has always been more of a store.

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Christopher Cook's avatar

Right, but when you have a denomination that is the equivalent of $4 fiat/U.S., with options for smaller with silverbacks, doesn't that change the equation?

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Dominic Frisby's avatar

It might change the equation but not habits

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Christopher Cook's avatar

I see. Is this a Gresham's Law thing? People wold hoard goldbacks too, just because they're better money?

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Deen Somally's avatar

Why not just buy bitcoin? I guess maybe because it doesn’t preserve wealth as well?

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Dominic Frisby's avatar

I advocate owning both

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Deen Somally's avatar

I read your book on bitcoin many years ago. It was what fully orange pilled me. An enlightening read.

Did you see recently that the biggest lump of gold failed to sell at auction? I believe the mental tide is turning to gold 2.0 aka BTC.

If society does indeed go tits up how can we be sure any gold proxies like ETFs will actually hold up?

I’m also sure many would not like to hold the physical gold due to security issues. So it makes more sense to hold the digital version of gold instead

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Dominic Frisby's avatar

I love bitcoin. I like gold as well. I get the arguments for and against both. Everybody has to invest according to their own circumstances. But as I say I advocate owning both.

Thanks very much for the nice comments!

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Aaron Malcolm's avatar

Hi Dominic, good article. Have you considered gold bank accounts? Tally is an interesting concept where you directly own and can spend tally (1mg gold held in Switzerland) like cash using a bank card. There’s a fee for holding the gold, but that’s the same as other fees anyway.

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Dominic Frisby's avatar

Yes I like tally

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Nhfisch's avatar

Dominick, for someone trading 401K and IRAs in USA, the Sprott Physical ETFs (PSLV, PHYS, CEF) are much better than paper derivative ones. It is actually redeemable at a certain (high, like $250K )level. Its worth a mention.

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Dominic Frisby's avatar

OK. Sure. I think GLD is redeemable too, no? (Buried deep int he small print)

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MARTI0141's avatar

Does anyone have experience of using Interactive Brokers in the UK?

Their charges and functionality look compelling.

Currently, I'm with Interactive Investor (II) but the currency charges are extortionate and the platform aint that great.

Further, I think the market is saying something about their parent co. ABRDN.

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David Simpson's avatar

I’m with IGIndex and they’ve always been great. Good support as well and not expensive.

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Dominic Frisby's avatar

II's currency charges are horrible

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MARTI0141's avatar

On that basis alone, they (II) own 3% of your account.

If you've been underperforming, then you're really going to feel that.

This is an execution only broker we're talking about....

Having said all that, it's not that straightforward to simply switch - e.g. an ISA has to all be sold & auto converted back to Sterling before it can be shifted to another provider. (I think the SIPP might be similar).

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Dominic Frisby's avatar

It is a headache

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Ian Booth's avatar

I dig it a lot! :)

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David Chandler's avatar

Chards Gold in UK . Have always been reliable. I have used them since 2010. If using vaults I highly recommend spreading the load a little different jurisdictions . Hold some yourself also. After having a bank go bust on me in 2008 I decided Gold is a good friend to have. Vital to protect yourself from this 'organised destruction'.

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David Simpson's avatar

Dominic - do you have a view on BullionVault? They seem pretty good to me and I have to use them for buying gold through my SIPP, but outside of that I could go anywhere.

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Dominic Frisby's avatar

BullionVault are I think the cheapest, so from that point of view good. Also I dont think they do coins only bars

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imsparkydave's avatar

I used the Pure Gold Company 2 months ago twice for delivery. On your recommendation Never again, very little choice, way to long for delivery and same price as RoyalMint,I'll stick with the Royal Mint

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Dominic Frisby's avatar

I'm sorry to hear that. I'll pass that on. I've always found Royal Mint super expensive!

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